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Welcome to Independent Financial Services (Commecial) the specialist Property & Business Finance Adviors

We aim to help you with the knowledge and funding choices to enhance your wealth in property investing and developing. We can offer structured finance for the property market in the UK and global basis. Each case will be assessed on its on merits, and feasibility.

Commercial, Semi-commercial & Residential Investments (can be pre-let, pre-sold and speculative) Bridging Loans for short term finance Mezzanine Finance as additional layer funding

Equity and joint venture projects brokered
UK and for international property projects.

Serious enquiries are requested, from individuals with industry experience. Who have the knowledge, determination and skills to see a project to completion. We offer a bespoke specialist funding brokerage, structured to each proposition. Nothing is set in stone but open to negotiation. We are approachable, easy and friendly to work with...Our services do not end at the stage of obtaining a funding line for our clients. We go to the market, and then with care analyse and discuss with you the best route and why. We are not simply lowest interest rate driven but deal driven. As we are seeking consistency and mutual understanding from all parties involved. We work with the lenders, specialist solicitors and insuers to provide an efficient and speedy completion. Our approach is hands on and pro-active.

We are independent commercial finance advisors, and not tied to any one bank or product provider. We seek to empower you to make the right decision with a range of bespoke financial services in accordance to your specific needs and circumstances.

We can help you if you seek mezzanine finance and development loans:

You can fill a simple ‘ Quick Enquiry’ form and we will telephone you back at your convenience to discuss in confidence your needs and circumstances. Click here>>>. Or Alternatively telephone 0845 4860 786 Or Fax 0845 8051677

You can fill a ‘Commercial Enquiry Form’ so we can search the market for a suitable mortgage in accordance to your needs and suitability. Click here >>> Or just call for advise or guidance the initial consultation is FREE to discuss your options....

 


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This website is owned and a trading style of Independent Financial Services (commercial) which is not regulated by the Financial Services Authority (FSA). Its primary focus is business and commercial finance & related business solutions and consultancy services. Independent Financial Services (Commercial) works with a range of associated financial Advisers and Product Providers who are regulated and authorised by the Financial Services Authority (FSA) as introducers for FSA regulated products and services. Current FSA regulatory regime can be read by visiting FSA's website www.fsa.gov.uk/register/ or contacting the FSA on 0845 606 1234.

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Independent Article on Commercial Finance & Loans:

Confusion and Misinformation about Commercial Financing - Posted: Mar 19, 2009

Despite efforts by the federal government and commercial lenders to suggest that there is ample business funding, confusion seems to be increasing about small business loans and working capital loans. As a result, the actual availability of basic business finance services such as commercial real estate financing and business cash advance programs is not clear to many commercial borrowers.

It seems apparent that there have been many reports suggesting that normal commercial finance channels are either frozen or extremely sluggish. After reviewing other funding sources, it is possible to find more commercial loan financing options than such reports might suggest. Uncertainties in credit and financial markets have produced misleading and often conflicting information about commercial financing availability. For most business owners, it is probably not clear if business finance funding is realistically available to them or not.

In spite of some admittedly bad news, there continue to be to reliable funding sources for commercial real estate loans, working capital loans and especially for business cash advances. At the same time, the current negative economic conditions will prove to be difficult for most businesses. Commercial borrowers should expect that extra efforts will be required to successfully arrange commercial financing. An especially harsh reality for business financing is that many banks have discontinued all or most of their business lending activities, often with very little advance notice.

To use an example, commercial finance reports might not accurately reflect that some specialized kinds of commercial financing have been disproportionately disrupted. Commercial borrowers might be unnecessarily confused by reports that do not refer to all commercial loan situations but rather primarily apply to a very specialized form of business financing. To illustrate with a key example, commercial construction loans are currently in short supply by most accounts. Such specialized business loans are not as easily available as they were just a few months ago, and a more accurate accounting would reflect that the number of commercial lenders currently active in construction financing has shrunk dramatically. At the same time, most commercial real estate loans without new construction have not been as severely impacted as funding requests which do involve construction financing.

Several publications have reported that most new business financing requests are on hold or have simply been rejected due to recent financial market uncertainties, and this is another example of how business finance funding reports might confuse small business owners. While the sources for this information might have been honestly told by one or more lending institutions that they are in fact deferring new commercial loan funding, this does not mean that is the case for the entire country. If the discussion involved automobile sales, it would be comparable to concluding that nobody is selling cars anywhere after learning that several major dealers and two manufacturers announced that they were going out of business due to lack of adequate sales. Just because one or more banks fail or stop making business loans, it does not mean that there are not commercial loans available from other sources.

Because the banking industry has been involved in financial disruptions of epic proportions, commercial borrowers should maintain a cautious perspective in determining how to obtain and refinance small business loans. Many banks are sounding and acting like they have been through the equivalent of a train wreck. In such a natural disaster, it might not be prudent for business owners to seek the advice of banks which effectively caused the train to derail in the first place.
Despite reports about limited availability of business financing, some commercial lending activities such as business cash advance programs are actually as active as they have ever been. In the current commercial funding crisis, small business owners should seek a commercial loans expert for a realistic assessment and candid discussion about working capital loans and business finance programs.

Retrieved from "http://www.articlesbase.com/finance-articles/confusion-and-misinformation-about-commercial-financing-825047.html"
(ArticlesBase SC #825047) Stephen Bush - About the Author: Obtain candid and individualized advice about commercial financing and business cash advances - Stephen Bush is a business finance funding expert => AEX Commercial Loans and Working Capital Finance

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